ARS National Services

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I Received A Phone Call

We understand that you may be overwhelmed or did not even know you have an account in collections. ARS is here to help you with options.

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Why Did ARS Contact Me?

We understand that you may have never heard of us. We are a highly reputable collections company that is here to help resolve your financial obligations.

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Explore Career Opportunities

We are not only here to help our customers, we are a great employer too!

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I Received A Phone Call

We understand that you may be overwhelmed or did not even know you have an account in collections. ARS is here to help you with options.

Read More
Phone
Why Did ARS Contact Me?

We understand that you may have never heard of us. We are a highly reputable collections company that is here to help resolve your financial obligations.

Read More
Phone
Explore Career Opportunities

We are not only here to help our customers, we are a great employer too!

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About Us

A NATIONAL LEADER: ARS is a proven leader in the account receivables management industry:

  • With more than 25 years experience
  • Working in all 50 states
  • Working for the most reputable financial companies in the country

ARS has built a reputation for:

  • Innovative approaches to create positive outcomes
  • A quality experience
  • Superior employee training to provide excellent service

ARS offers experience and an in-depth understanding of accounts receivables management. We want to help our customers find the right solution that works for them, providing:

  • State-of-the-art technology to improve the customer experience
  • Regulatory knowledge to enhance and ensure compliance
  • Communication with customers in the medium and time that makes sense for them

Our client base relies on ARS to :

  • Streamline accounts receivables management
  • Treat customers with respect and understanding
  • Maintain the organization brand and standards
  • Operate compliantly
  • Make it easy for customers to initiate payment transactions
  • Protect our client's data
  • Drive top financial results

ARS has well-established partnerships with the world's largest, most sophisticated financial services organizations, including major banks and credit card companies. As well as leading providers in other industries, including:

  • Bankcards
  • Retail credit cards
  • Consumer loans
  • Auto loans
  • Healthcare
  • Marketplace Lenders
  • Student Loans
  • Alternative Financial Lenders

Here at ARS we believe:

  • Taking action is taking responsibility
  • Communication is gravity free
  • Work hard. Be nice
  • Listen more. Talk less
  • Do what's right
  • Be yourself. Let others be themselves
  • Do more with less
  • Be good at change
  • Everything matters. Results matter most
  • BE MORE

             

  • What is ARS

    A NATIONAL LEADER: ARS is a proven leader in the account receivables management industry:

    • With more than 25 years experience
    • Working in all 50 states
    • Working for the most reputable financial companies in the country

    ARS has built a reputation for:

    • Innovative approaches to create positive outcomes
    • A quality experience
    • Superior employee training to provide excellent service

  • What we Offer

    ARS offers experience and an in-depth understanding of accounts receivables management. We want to help our customers find the right solution that works for them, providing:

    • State-of-the-art technology to improve the customer experience
    • Regulatory knowledge to enhance and ensure compliance
    • Communication with customers in the medium and time that makes sense for them

    Our client base relies on ARS to :

    • Streamline accounts receivables management
    • Treat customers with respect and understanding
    • Maintain the organization brand and standards
    • Operate compliantly
    • Make it easy for customers to initiate payment transactions
    • Protect our client's data
    • Drive top financial results

  • Who we Serve

    ARS has well-established partnerships with the world's largest, most sophisticated financial services organizations, including major banks and credit card companies. As well as leading providers in other industries, including:

    • Bankcards
    • Retail credit cards
    • Consumer loans
    • Auto loans
    • Healthcare
    • Marketplace Lenders
    • Student Loans
    • Alternative Financial Lenders

  • Mission and Values

    Here at ARS we believe:

    • Taking action is taking responsibility
    • Communication is gravity free
    • Work hard. Be nice
    • Listen more. Talk less
    • Do what's right
    • Be yourself. Let others be themselves
    • Do more with less
    • Be good at change
    • Everything matters. Results matter most
    • BE MORE

                 

Career

ARS aspires to be a transparent company that strives to serve the best interest of our customers, our clients, and our community. At ARS, we ask everyone to BE MORE by encouraging one another to participate in a number of community activities and nonprofit fundraisers including:

  • Habitat for Humanity
  • Father Joe’s Villages
  • Interfaith
  • San Diego Foodbank 

And many more!

Health benefits: Medical insurance, dental insurance and more are all part of your benefits package. You can also take advantage of our progressive employee well-being program. We offer annual health risk assessments and paid time off for preventative medical appointments.

 

Career: Our full-time employees normally work 40 hours a week, we limit nights and weekends. We offer paid training to set you up for success and where you will learn critical job skills like assertive communication, asking the right question, and negotiation. We aspire to train you so well that you could take your skills anywhere, but treat you so well that you won't want to. We offer our Accounts Representatives competitive pay and performance-based bonuses. 

 

Lifestyle:  In order to guarantee the best work-life balance, we pay you to be with your family on Thanksgiving, Christmas, New Years Day, Labor Day, Memorial Day, Independence Day, and even your birthday! We also provide on-site video based workout programs and a 10-year employee sabbatical program, where our employees earn a month long paid vacation.

Escondido, CA

Our office is located in the heart of downtown Escondido. We are only 20 minutes away from the sunny beaches of San Diego and are walking distance to a variety of small shops, restaurants and local farmer's markets.


Ontario, CA 

Our office is located in the foothills of Mt. San Antonio, just north of the Ontario International Airport. Offering a very central location near two interstate freeways, we are an hour from Los Angeles, Palm Springs, and Big Bear so you have access to it all. 


Jacksonville, FL

Our office is located on the Southside of Jacksonville with convenient access to all major interstates and just a short drive away from the beaches and Downtown. We have a diverse group of candidates from all over Jacksonville and the surrounding areas. 

Q. I've heard making collections calls can be challenging. What's the ARS approach?
ARS is committed to quality and compliance. In fact, Do the Right Thing is our #1 Core Value. We are not willing to sacrifice long-term success for our short-term goals. Our clients include the top credit card issuers in the world, and we are committed to speaking with their customers in a legal, professional, empathic way.
Q. Do I need collections experience? 
No. Many of our top performers came to ARS with little or no collection experience. If you have the talent and desire required to succeed, we can teach you the skills through our intensive paid training program. 
Q. What about other positions? 
Yes, ARS does recruit for positions other than account representatives. In these cases, we look for skills related to specialized areas, culture fit, and for a record of critical thinking and creativity.
Q. Are there any employee benefits? 
Yes, for full-time employees we offer a benefits package. We have many fun company sponsored events to encourage and support our employees to be active and fit. If you would like to learn more about our benefits, take a look at our benefits page. 
Q. Do I have to submit a background check?
Yes, all potential ARS employee offers are contingent on passing a background check as well as a drug screen.

  • ARS Culture

    ARS aspires to be a transparent company that strives to serve the best interest of our customers, our clients, and our community. At ARS, we ask everyone to BE MORE by encouraging one another to participate in a number of community activities and nonprofit fundraisers including:

    • Habitat for Humanity
    • Father Joe’s Villages
    • Interfaith
    • San Diego Foodbank 

    And many more!

  • ARS Benefits

    Health benefits: Medical insurance, dental insurance and more are all part of your benefits package. You can also take advantage of our progressive employee well-being program. We offer annual health risk assessments and paid time off for preventative medical appointments.

     

    Career: Our full-time employees normally work 40 hours a week, we limit nights and weekends. We offer paid training to set you up for success and where you will learn critical job skills like assertive communication, asking the right question, and negotiation. We aspire to train you so well that you could take your skills anywhere, but treat you so well that you won't want to. We offer our Accounts Representatives competitive pay and performance-based bonuses. 

     

    Lifestyle:  In order to guarantee the best work-life balance, we pay you to be with your family on Thanksgiving, Christmas, New Years Day, Labor Day, Memorial Day, Independence Day, and even your birthday! We also provide on-site video based workout programs and a 10-year employee sabbatical program, where our employees earn a month long paid vacation.

  • ARS Locations

    Escondido, CA

    Our office is located in the heart of downtown Escondido. We are only 20 minutes away from the sunny beaches of San Diego and are walking distance to a variety of small shops, restaurants and local farmer's markets.


    Ontario, CA 

    Our office is located in the foothills of Mt. San Antonio, just north of the Ontario International Airport. Offering a very central location near two interstate freeways, we are an hour from Los Angeles, Palm Springs, and Big Bear so you have access to it all. 


    Jacksonville, FL

    Our office is located on the Southside of Jacksonville with convenient access to all major interstates and just a short drive away from the beaches and Downtown. We have a diverse group of candidates from all over Jacksonville and the surrounding areas. 

  • FAQ

    Q. I've heard making collections calls can be challenging. What's the ARS approach?
    ARS is committed to quality and compliance. In fact, Do the Right Thing is our #1 Core Value. We are not willing to sacrifice long-term success for our short-term goals. Our clients include the top credit card issuers in the world, and we are committed to speaking with their customers in a legal, professional, empathic way.
    Q. Do I need collections experience? 
    No. Many of our top performers came to ARS with little or no collection experience. If you have the talent and desire required to succeed, we can teach you the skills through our intensive paid training program. 
    Q. What about other positions? 
    Yes, ARS does recruit for positions other than account representatives. In these cases, we look for skills related to specialized areas, culture fit, and for a record of critical thinking and creativity.
    Q. Are there any employee benefits? 
    Yes, for full-time employees we offer a benefits package. We have many fun company sponsored events to encourage and support our employees to be active and fit. If you would like to learn more about our benefits, take a look at our benefits page. 
    Q. Do I have to submit a background check?
    Yes, all potential ARS employee offers are contingent on passing a background check as well as a drug screen.

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This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose. State Disclosures